Be a lover, not a hater.

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Why not see the original post on my blog here?
http://www.jermilsadler.com/blog/2009/10/the-easiest-savings-plan-ever/

I’ve been saving coins in a huge water bottle almost since I first got to Korea.

Once the water bottle was full, I lugged it to the nearest bank (it weighed quite a bit more than I expected). I figured they could handle it and just give me my bills right???

I found out (through the decent english of the bank teller) that I had to sort the coins so they could pour them into the machine denomination at a time.

That wasn’t what I had planned at all. But it’s way better than them saying “NO!!!” and making an X with their forearms (which makes the hulk angry). I went ahead and sorted them and got my money.

I got a few coins under $200 (USD). I was expecting way less! It was like getting money for not wanting to jingle from my pockets everywhere I went. That’s a win/win!

Before

During

After

Why not see the original post on my blog here?
http://www.jermilsadler.com/blog/2009/10/the-easiest-savings-plan-ever/

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categories: money, other blogs

You never know what post will get tons of people visiting and the money just pours in.

I’ve read that a billion times so I just posted and posted and waited until that special day. These are the stats from a blog I started purely for profit; not this blog. (Click the picture to see it bigger)

stats

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categories: life, money

I found out something today that blew my mind. People still exist in this country that don’t know the proper way to handle getting a speeding ticket!!! I’ll explain it to you poor souls right now.

Once you fail at talking your way out of that speeding ticket, your mind goes crazy thinking about how you have to pay this fat fine and how your car insurance will go up because you got a couple more points on your license. Most people figure they’re obviously guilty and the best thing to do is to pay the ticket through the mail and not embarrass themselves by going to court and trying to convince a judge they weren’t speeding even though EVERYBODY SPEEDS!!!

But that’s often the worst thing for you to do!

If you don’t have a buttload of points on your license and you haven’t received a ticket in the past 6 months or so, GO TO COURT!!! Even if you did, you have at least a 1% chance of getting less of a fine and fewer points for the violation.

One million times out of one million, the officer talks to everyone who he/she gave tickets to and asks them about their last ticket. If you’re a decent driver, the officer will give you the opportunity to pay the fine and receive fewer points or no points at all for the violation. And this is simply for SHOWING UP! You don’t have to do ANYTHING else. Well, dress nicely and treat the officer with respect when you two talk.

If the officer doesn’t show up to court that day, you’re completely cleared of all charges. The officer will most likely show up though. I’ve heard that if you ask for as many continuances as you can, the odds are greater that the officer won’t show up.

Also, if there’s anything wrong on your ticket, you can get out of it that way. If it was raining and the officer put sunny, the color of your car is different from what’s on the ticket, if the officer wrote the wrong location… anything simple like that can get you out of the ticket.

You can also talk to the magistrate and try to convince them that the officer is a liar and you weren’t actually speeding. That has never worked for me but I wish you success with it.

The most important thing that you should get from this post is that you should NEVER mail in your payment for the speeding ticket. Just by showing up to court, you have a GREAT chance at getting something less to deal with.

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categories: money, photography, pictures

My portfolio idea for my photography class is still a work in progress. For now, I’m focusing on some form of night photography so lately I’ve been taking pictures at night with the help of a tripod.

Tuesday night was one of the coldest nights of October in northern Virginia. 40 degrees and high winds blowing almost constantly at about 20 miles per hour. I decided that would be the perfect time to get astonishing night shots in Old Town Alexandria.

When I was done taking pictures for the night, a friend and I walked back to my car.

While walking back to my car, I happened to glance at the sidewalk in front of me. In the middle of a ridiculous windstorm, a 5 dollar bill seemed to be stuck on the sidewalk. I picked it up and it was a normal 5 dollar bill with no fishing line attached to it and no gum keeping it stuck it to the ground. It was all mine!

My friend who was lucky enough to be allowed to witness me make masterpieces said that it was like God paid me to take pictures that night. I looked at it in a similar way because if I wasn’t taking pictures that night, chances of me finding a 5 dollar bill were extremely low.

Either way, it was a great feeling to think that I was getting paid to do what I love. I was thinking about framing it!

Black and White Fire Hydrant

The George Washington Masonic National Memorial

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categories: life, money

Did you ever realize how when kids get older, they start being able to hide some of the the bad things they do from their parents?

When you were in elementary school and you did something bad, the teacher told your parents. Even in elementary school your parents found out somehow. But as you grow up, you are able to do bad things and actually get away with it.

I was thinking about this today and how it becomes possible to get away with doing slightly bad things and the people that MADE YOU don’t find out about it.

First I thought that maybe you get older and smarter and you figure out how to do certain things without authority figures finding out. But I don’t think that helps too much because my parents really only found out about the really big stuff. But the little stuff like riding my bike around the neighborhood with a friend on trash day and kicking trashcans over, they never found out about that.

I would think that I’d be more lax about cleaning up my tracks when, if they found out, I’d have very little to lose. When I told my dad I kicked over trashcans as a youth, he laughed with me.

I think the catalyst to kids being able to get away with stuff is money. When you’re young, your parents haven’t started giving you allowance. So you can’t really get yourself out of any trouble if once it appears. Once you start getting allowance and you decide you want to steal candy from the store, if you get caught, you can offer to pay for it and they may let you go.

Once you’re in high school and you have a car and a part-time job, you can get a speeding ticket, go to the police station, and pay them yourself without your parents ever knowing… at least until it’s time for them to pay insurance again.

I wonder if parents didn’t let their kids have jobs in high school and didn’t give them allowances, would kids act better? Also, would it increase or decrease the lust for money that the majority of this country has today?

I think it would increase the desire for money because the longer you wait to have something, the more you want it once you get it!

If you’re constantly seeing people on the television with money and enjoying their lives while you’re living a boring life in high school, don’t you think that you’d want more and more money once you get it? People are like that now but I think it would be much worse if that were the case.

In summation, I do declare that the love of money is not only the root of evil. It is also what thrusts children into a world where people get away with quite a few of the bad things they do. Money steals your child’s innocence. :sad:

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